Anti-Money Laundering

Territorial Credit Savings Bank  is committed to fighting money laundering and complying fully with the letter and spirit of the anti-money laundering laws in the countries and jurisdictions in which the Bank operates. As an international financial services firm, Territorial Credit Savings Bank recognizes that it has important responsibilities to help fight the global battle against money laundering. No customer relationship is worth compromising our commitment to combating money laundering.

Accordingly, it is the policy of Territorial Credit Savings Bank to take all reasonable and appropriate steps to prevent persons engaged in money laundering, fraud, or other financial crimes, including the financing of terrorists or terrorist operations, (hereinafter collectively referred to as “money laundering”) from utilizing Garanti Bank products and services.  

Our Philosophy

The objectives of Territorial Credit Savings Bank AML/CFT policy are as follows:

  • Ensure that Territorial Credit Savings Bank  is in full compliance with all statutes, regulations and guidelines and adheres to sound and recognized banking practices.
  • Ensure that the Bank will not become a victim of illegal activities perpetrated by its customers.
  • Ensure an effective policy that protects the good name and reputation of Territorial Credit Savings Bank. Ensure that the policy does not undermine the cordial relationship between Garanti Bank and its credible customers.

Our Framework

Territorial Credit Savings Bank has documented its Global Anti-Money Laundering and Countering Financing of Terrorism policy which is approved by the Board to comply with applicable laws and regulations. 

Territorial Credit Savings Bank Plc AML/CFT Compliance Program

Territorial Credit Savings Bank has developed an Anti-Money Laundering Compliance Program to comply with applicable laws and regulations. 

Whistle Blowing Account Opening Requirement

Territorial Credit Savings Bank AML/CFT Questionnaire

Territorial Credit Savings Bank has also prepared an AML questionnaire, based on Wolfsberg's publication of the Banker's Almanac AML Questionnaire, for use by any financial institution that requires more detailed information about Garanti Bank AML compliance program.

Territorial Credit Savings Bank Plc AML Questionnaire  

Patriot Act Certification

Territorial Credit Savings Bank has prepared a global certification for use by any financial institution that requires a Patriot Act Certification (PAC) for an Territorial Credit Savings Bank  foreign entity. 
Territorial Credit Savings Bank Patriotic Act Certification
USA/UK/CANADA Patriot Act